/* ==========================================================================
   AutoShld — design system
   Visual language: US highway guide signage (FHWA green panels, reflective
   white borders, mile markers, Overpass = open Highway Gothic descendant).
   ========================================================================== */

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}

:root{
  /* Guide-sign greens */
  --sign:#00674f;
  --sign-dark:#00402f;
  --sign-light:#0a8163;
  --sign-wash:#e8f1ed;

  /* Roadway neutrals */
  --asphalt:#1e2225;
  --asphalt-2:#2b3236;
  --concrete:#f1f3ef;
  --line:#d7ddd5;
  --ink:#171a1c;
  --muted:#5b6560;
  --white:#fff;

  /* Warning-sign amber — the action colour */
  --amber:#ffc42e;
  --amber-dark:#e9a800;

  --danger:#c0392b;
  --danger-bg:#fbeceb;

  --shadow-sm:0 1px 2px rgba(23,26,28,.06),0 2px 8px rgba(23,26,28,.05);
  --shadow-md:0 4px 12px rgba(23,26,28,.08),0 12px 32px rgba(23,26,28,.08);
  --shadow-lg:0 24px 60px rgba(0,0,0,.35);

  --r-sm:6px; --r-md:10px; --r-lg:16px;
  --wrap:1120px;
}

html{scroll-behavior:smooth}
body{
  font-family:'Source Sans 3',system-ui,-apple-system,sans-serif;
  font-size:17px;line-height:1.62;color:var(--ink);
  background:var(--white);-webkit-font-smoothing:antialiased;
}

h1,h2,h3,h4,.display{font-family:'Overpass',system-ui,sans-serif;letter-spacing:-.018em;line-height:1.1}
h1{font-size:clamp(2.15rem,5vw,3.5rem);font-weight:800}
h2{font-size:clamp(1.65rem,3.4vw,2.4rem);font-weight:800}
h3{font-size:1.16rem;font-weight:700;letter-spacing:-.008em}
p{margin-bottom:1rem}
a{color:var(--sign);text-decoration:none}
a:hover{text-decoration:underline}
:focus-visible{outline:3px solid var(--amber);outline-offset:2px;border-radius:3px}

.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.narrow{max-width:760px}
.mono{font-family:'Overpass Mono',ui-monospace,monospace;font-variant-numeric:tabular-nums}

/* ---------- Guide sign panel ------------------------------------------- */
.sign{background:var(--sign);border-radius:var(--r-md);padding:7px;box-shadow:var(--shadow-md)}
.sign > .sign-face{border:3px solid rgba(255,255,255,.94);border-radius:var(--r-sm);padding:26px 24px}
.sign-face,.sign-face h2,.sign-face h3,.sign-face p{color:#fff}

/* Mile marker — small green post used for sequenced steps */
.marker{
  display:inline-flex;flex-direction:column;align-items:center;justify-content:center;
  min-width:44px;padding:7px 8px;background:var(--sign);border:2px solid #fff;
  border-radius:4px;box-shadow:0 0 0 1px var(--sign);color:#fff;
  font-family:'Overpass Mono',monospace;line-height:1;
}
.marker em{font-style:normal;font-size:.5rem;letter-spacing:.14em;opacity:.85;margin-bottom:3px}
.marker b{font-size:1.15rem;font-weight:700}

/* Eyebrow label */
.eyebrow{
  display:inline-block;font-family:'Overpass Mono',monospace;font-size:.7rem;
  letter-spacing:.2em;text-transform:uppercase;color:var(--sign);
  border-bottom:2px solid var(--amber);padding-bottom:4px;margin-bottom:18px;
}
.eyebrow.on-dark{color:var(--amber);border-bottom-color:rgba(255,196,46,.4)}

/* ---------- Buttons ----------------------------------------------------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  font-family:'Overpass',sans-serif;font-weight:700;font-size:1rem;
  padding:15px 26px;border:none;border-radius:var(--r-sm);cursor:pointer;
  text-decoration:none;transition:background .16s,transform .16s,box-shadow .16s;
  line-height:1.2;
}
.btn:hover{text-decoration:none}
.btn-primary{background:var(--amber);color:var(--asphalt);box-shadow:0 3px 0 var(--amber-dark)}
.btn-primary:hover{background:#ffcf52;transform:translateY(-1px);box-shadow:0 4px 0 var(--amber-dark)}
.btn-primary:active{transform:translateY(2px);box-shadow:0 1px 0 var(--amber-dark)}
.btn-green{background:var(--sign);color:#fff}
.btn-green:hover{background:var(--sign-light)}
.btn-ghost{background:transparent;color:var(--ink);border:2px solid var(--line)}
.btn-ghost:hover{border-color:var(--sign);color:var(--sign)}
.btn-ghost.on-dark{color:#fff;border-color:rgba(255,255,255,.3)}
.btn-ghost.on-dark:hover{border-color:#fff;color:#fff}
.btn:disabled{opacity:.55;cursor:not-allowed;transform:none;box-shadow:none}
.btn-wide{width:100%}

/* ---------- Header ------------------------------------------------------ */
.masthead{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.masthead::after{content:'';display:block;height:3px;background:var(--sign)}
.masthead .wrap{display:flex;align-items:center;justify-content:space-between;height:70px;gap:20px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand:hover{text-decoration:none}
.brand svg{width:30px;height:32px;flex-shrink:0}
.brand-name{font-family:'Overpass',sans-serif;font-weight:800;font-size:1.3rem;color:var(--ink);letter-spacing:-.03em}
.brand-name i{font-style:normal;color:var(--sign)}
.navlinks{display:flex;align-items:center;gap:30px}
.navlinks a{font-size:.94rem;font-weight:600;color:var(--muted)}
.navlinks a:hover,.navlinks a[aria-current]{color:var(--ink);text-decoration:none}
.navlinks a[aria-current]{box-shadow:inset 0 -2px 0 var(--amber)}
.nav-cta{display:flex;align-items:center;gap:14px}
.nav-cta .btn{padding:11px 20px;font-size:.92rem}
.navtoggle{display:none;background:none;border:2px solid var(--line);border-radius:var(--r-sm);padding:8px 10px;cursor:pointer}
.navtoggle span{display:block;width:19px;height:2px;background:var(--ink);margin:4px 0;border-radius:2px}

@media(max-width:880px){
  .navtoggle{display:block}
  .navlinks{
    position:absolute;top:73px;left:0;right:0;background:#fff;flex-direction:column;
    align-items:stretch;gap:0;border-bottom:1px solid var(--line);box-shadow:var(--shadow-md);
    padding:8px 24px 20px;display:none;
  }
  .navlinks.open{display:flex}
  .navlinks a{padding:13px 0;border-bottom:1px solid var(--line)}
  .nav-cta .btn-ghost{display:none}
}

/* ---------- Sections ---------------------------------------------------- */
.band{padding:84px 0}
.band-tight{padding:56px 0}
.band-concrete{background:var(--concrete)}
.band-dark{background:var(--asphalt);color:#fff}
.band-dark h2,.band-dark h3{color:#fff}
.band-dark p{color:#b9c2bd}
.sechead{max-width:660px;margin-bottom:44px}
.sechead p{color:var(--muted);font-size:1.06rem;margin-top:12px;margin-bottom:0}
.band-dark .sechead p{color:#b9c2bd}

.grid{display:grid;gap:22px}
.grid > *{min-width:0}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:880px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.g2,.g3,.g4{grid-template-columns:1fr}}

.card{background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:26px 24px}
.card h3{margin-bottom:9px}
.card p{color:var(--muted);font-size:.97rem;margin-bottom:0}
.card-step{display:flex;gap:18px;align-items:flex-start}

/* ---------- Hero -------------------------------------------------------- */
.hero{background:var(--asphalt);color:#fff;padding:72px 0 84px;position:relative;overflow:hidden}
.hero::before{
  content:'';position:absolute;inset:0;
  background:
    repeating-linear-gradient(90deg,transparent 0 78px,rgba(255,255,255,.028) 78px 80px),
    radial-gradient(ellipse 900px 420px at 50% -10%,rgba(0,103,79,.42) 0%,transparent 70%);
  pointer-events:none;
}
.hero .wrap{position:relative;z-index:1}
.hero h1{color:#fff;max-width:16ch}
.hero h1 u{text-decoration:none;color:var(--amber)}
.hero-lede{color:#b9c2bd;font-size:1.12rem;max-width:52ch;margin:18px 0 34px}

/* ZIP guide-sign form */
.ziprig{max-width:640px}
.zip-face{display:flex;align-items:flex-end;gap:14px;flex-wrap:wrap}
.zip-field{flex:1;min-width:190px}
.zip-field label{display:block;font-family:'Overpass Mono',monospace;font-size:.68rem;letter-spacing:.2em;text-transform:uppercase;color:rgba(255,255,255,.8);margin-bottom:8px}
.zip-field input{
  width:100%;background:#fff;border:none;border-radius:var(--r-sm);
  padding:16px 18px;font-family:'Overpass Mono',monospace;font-size:1.75rem;
  font-weight:700;letter-spacing:.22em;color:var(--asphalt);outline:none;
}
.zip-field input::placeholder{color:#c3cbc6;letter-spacing:.22em}
.zip-face .btn{padding:19px 26px}
.zip-note{margin-top:16px;font-size:.86rem;color:rgba(255,255,255,.72)}
.zip-err{
  display:none;margin-top:14px;background:rgba(255,255,255,.95);border-left:4px solid var(--danger);
  border-radius:4px;padding:11px 14px;font-size:.9rem;color:#8e2b20;font-weight:600;
}
.zip-err.show{display:block}

.trustrow{display:flex;flex-wrap:wrap;gap:10px 26px;margin-top:30px;list-style:none}
.trustrow li{display:flex;align-items:center;gap:8px;font-size:.88rem;color:#a8b3ad;font-weight:600}
.trustrow svg{color:var(--amber);flex-shrink:0}

/* ---------- Rate result ------------------------------------------------- */
.result{display:none;padding:46px 0 76px;background:var(--asphalt);scroll-margin-top:74px}
.result.show{display:block;animation:slidein .5s ease}
@keyframes slidein{from{opacity:0;transform:translateY(-14px)}to{opacity:1;transform:none}}

.rate-head{display:flex;justify-content:space-between;align-items:flex-start;gap:20px;flex-wrap:wrap;margin-bottom:22px}
.rate-place{font-family:'Overpass',sans-serif;font-size:1.5rem;font-weight:800;color:#fff}
.rate-exit{font-family:'Overpass Mono',monospace;font-size:.72rem;letter-spacing:.18em;color:rgba(255,255,255,.75);text-transform:uppercase}
.rate-figs{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
@media(max-width:620px){.rate-figs{grid-template-columns:1fr}}
.fig{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);border-radius:var(--r-sm);padding:20px}
.fig-label{font-family:'Overpass Mono',monospace;font-size:.66rem;letter-spacing:.16em;text-transform:uppercase;color:rgba(255,255,255,.72);margin-bottom:10px}
.fig-amt{font-family:'Overpass',sans-serif;font-size:2.5rem;font-weight:900;color:#fff;line-height:1}
.fig-amt small{font-size:1rem;font-weight:600;color:rgba(255,255,255,.7)}
.fig-range{font-family:'Overpass Mono',monospace;font-size:.82rem;color:var(--amber);margin-top:8px}
.fig.hero-fig{background:var(--sign);border-color:rgba(255,255,255,.55);border-width:3px}

.bars{margin-top:24px}
.bar-row{display:grid;grid-template-columns:130px 1fr 74px;align-items:center;gap:14px;margin-bottom:11px;font-size:.87rem}
.bar-row span:first-child{color:rgba(255,255,255,.8);font-weight:600}
.bar-track{display:block;height:11px;background:rgba(255,255,255,.11);border-radius:6px;overflow:hidden}
.bar-fill{display:block;height:100%;background:rgba(255,255,255,.32);border-radius:6px;transition:width .8s cubic-bezier(.3,1,.4,1)}
.bar-row.is-you .bar-fill{background:var(--amber)}
.bar-row.is-you span:first-child{color:var(--amber)}
.bar-row .mono{color:#fff;text-align:right}
@media(max-width:620px){.bar-row{grid-template-columns:96px 1fr 62px;gap:9px;font-size:.8rem}}

.rate-cta{margin-top:30px;display:flex;gap:14px;align-items:center;flex-wrap:wrap}
.rate-disc{margin-top:20px;font-size:.8rem;color:#8d9791;line-height:1.6;max-width:70ch}

/* ---------- Factor bars ------------------------------------------------- */
.factors{list-style:none;display:grid;gap:2px}
.factor{display:grid;grid-template-columns:1fr 220px 96px;gap:18px;align-items:center;padding:16px 0;border-bottom:1px solid var(--line)}
.factor b{font-family:'Overpass',sans-serif;font-size:1.02rem;font-weight:700;display:block}
.factor small{color:var(--muted);font-size:.88rem;display:block;margin-top:2px}
.factor .ftrack{display:block;height:9px;background:var(--sign-wash);border-radius:5px;overflow:hidden}
.factor .ffill{display:block;height:100%;background:var(--sign);border-radius:5px}
.factor .fnum{font-family:'Overpass Mono',monospace;font-weight:700;color:var(--sign);text-align:right;font-size:.95rem}
@media(max-width:760px){.factor{grid-template-columns:1fr 84px}.factor .ftrack{display:none}}

/* ---------- FAQ --------------------------------------------------------- */
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{
  list-style:none;cursor:pointer;padding:22px 44px 22px 0;position:relative;
  font-family:'Overpass',sans-serif;font-weight:700;font-size:1.04rem;
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{
  content:'+';position:absolute;right:6px;top:50%;transform:translateY(-50%);
  font-family:'Overpass Mono',monospace;font-size:1.4rem;color:var(--sign);font-weight:400;
}
.faq details[open] summary::after{content:'\2212'}
.faq details[open] summary{color:var(--sign)}
.faq .ans{padding:0 40px 24px 0;color:var(--muted);font-size:.98rem}
.faq .ans p:last-child{margin-bottom:0}

/* ---------- Forms ------------------------------------------------------- */
.formcard{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:34px 32px;box-shadow:var(--shadow-md)}
@media(max-width:620px){.formcard{padding:26px 20px}}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media(max-width:620px){.frow{grid-template-columns:1fr}}
.f{margin-bottom:18px}
.f label{display:block;font-family:'Overpass',sans-serif;font-size:.82rem;font-weight:700;margin-bottom:7px}
.f label .req{color:var(--danger)}
.f input,.f select,.f textarea{
  width:100%;padding:13px 14px;border:1.5px solid var(--line);border-radius:var(--r-sm);
  font-family:'Source Sans 3',sans-serif;font-size:1rem;color:var(--ink);background:var(--concrete);outline:none;
  transition:border-color .15s,background .15s,box-shadow .15s;
}
.f textarea{min-height:110px;resize:vertical}
.f input:focus,.f select:focus,.f textarea:focus{border-color:var(--sign);background:#fff;box-shadow:0 0 0 3px rgba(0,103,79,.13)}
.f input.bad,.f select.bad{border-color:var(--danger);background:var(--danger-bg)}
.f .hint{font-size:.8rem;color:var(--muted);margin-top:6px}

.pills{display:flex;gap:10px;flex-wrap:wrap}
.pill{flex:1;min-width:110px;position:relative}
.pill input{position:absolute;opacity:0;width:0;height:0}
.pill span{
  display:flex;flex-direction:column;align-items:center;gap:6px;padding:15px 10px;
  border:1.5px solid var(--line);border-radius:var(--r-sm);background:var(--concrete);
  font-size:.9rem;font-weight:600;cursor:pointer;text-align:center;transition:all .15s;
}
.pill input:checked + span{border-color:var(--sign);background:var(--sign-wash);color:var(--sign);box-shadow:0 0 0 2px rgba(0,103,79,.18)}
.pill input:focus-visible + span{outline:3px solid var(--amber);outline-offset:2px}

.consent{display:flex;gap:12px;align-items:flex-start;background:var(--concrete);border:1px solid var(--line);border-radius:var(--r-sm);padding:15px 16px;margin-bottom:16px}
.consent input{margin-top:3px;width:18px;height:18px;flex-shrink:0;accent-color:var(--sign)}
.consent p,.consent label{font-size:.79rem;line-height:1.6;color:var(--muted);margin:0;display:block}
.consent label{cursor:pointer}
.consent label a{position:relative;z-index:1}
.consent p b,.consent label b{color:var(--ink)}
.consent.bad{border-color:var(--danger);background:var(--danger-bg)}

.formerr{display:none;background:var(--danger-bg);border-left:4px solid var(--danger);border-radius:4px;padding:12px 15px;font-size:.9rem;color:#8e2b20;font-weight:600;margin-bottom:18px}
.formerr.show{display:block}

.steps-nav{display:flex;gap:6px;margin-bottom:26px}
.steps-nav i{flex:1;height:5px;background:var(--line);border-radius:3px;font-style:normal}
.steps-nav i.done{background:var(--sign)}
.steps-nav i.now{background:var(--amber)}

/* ---------- Legal pages ------------------------------------------------- */
.legal-hero{background:var(--asphalt);color:#fff;padding:60px 0 54px}
.legal-hero h1{color:#fff;font-size:clamp(2rem,4vw,2.8rem)}
.legal-hero .updated{font-family:'Overpass Mono',monospace;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--amber);margin-top:14px}
.legal{padding:56px 0 84px;display:grid;grid-template-columns:250px 1fr;gap:56px;align-items:start}
@media(max-width:920px){.legal{grid-template-columns:1fr;gap:32px}}
.legal > *{min-width:0}
.toc{position:sticky;top:96px;border-left:3px solid var(--line);padding-left:18px}
@media(max-width:920px){.toc{position:static;border-left:none;border-top:3px solid var(--line);padding:18px 0 0}}
.toc h4{font-family:'Overpass Mono',monospace;font-size:.68rem;letter-spacing:.2em;text-transform:uppercase;color:var(--muted);margin-bottom:14px}
.toc a{display:block;font-size:.9rem;color:var(--muted);padding:5px 0;font-weight:600}
.toc a:hover{color:var(--sign);text-decoration:none}
.legal-body h2{font-size:1.4rem;margin:44px 0 14px;scroll-margin-top:96px}
.legal-body h2:first-child{margin-top:0}
.legal-body h3{margin:26px 0 8px;font-size:1.05rem}
.legal-body p,.legal-body li{color:#3d4643;font-size:1rem}
.legal-body ul,.legal-body ol{margin:0 0 1rem 1.15rem}
.legal-body li{margin-bottom:8px}
.legal-body .secno{font-family:'Overpass Mono',monospace;font-size:.68rem;letter-spacing:.2em;color:var(--sign);text-transform:uppercase;display:block;margin-bottom:4px}
.callout{background:var(--sign-wash);border-left:4px solid var(--sign);border-radius:0 var(--r-sm) var(--r-sm) 0;padding:16px 18px;margin:18px 0;font-size:.94rem}
.callout p:last-child{margin-bottom:0}
.legal-body table{width:100%;border-collapse:collapse;margin:16px 0;font-size:.92rem}
.legal-body th,.legal-body td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
.legal-body th{background:var(--concrete);font-family:'Overpass',sans-serif;font-weight:700;font-size:.85rem}
@media(max-width:700px){
  .legal-body table{display:block;max-width:100%;overflow-x:auto}
  .legal-body thead,.legal-body tbody{display:table;width:100%;min-width:440px}
}

/* ---------- Footer ------------------------------------------------------ */
.foot{background:var(--asphalt);color:#9aa5a0;padding:64px 0 0;font-size:.92rem}
.foot a{color:#c9d1cd}
.foot a:hover{color:#fff}
.foot-top{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:36px;padding-bottom:44px}
@media(max-width:880px){.foot-top{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.foot-top{grid-template-columns:1fr}}
.foot .brand-name{color:#fff}
.foot .brand-name i{color:var(--amber)}
.foot h5{font-family:'Overpass Mono',monospace;font-size:.68rem;letter-spacing:.2em;text-transform:uppercase;color:#fff;margin-bottom:16px}
.foot ul{list-style:none}
.foot li{margin-bottom:9px}
.foot-org{margin-top:18px;line-height:1.8;font-size:.88rem}
.foot-org b{color:#fff;font-weight:600}
.foot-disc{border-top:1px solid rgba(255,255,255,.13);padding:26px 0;font-size:.79rem;line-height:1.7;color:#818c87}
.foot-bar{border-top:1px solid rgba(255,255,255,.13);padding:20px 0 28px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.82rem}

.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:8px;background:var(--amber);color:var(--asphalt);padding:10px 16px;border-radius:var(--r-sm);font-weight:700;z-index:100}
.skip:focus{left:16px}

.js-reveal .reveal{opacity:0;transform:translateY(16px)}
.js-reveal .reveal.in{opacity:1;transform:none;transition:opacity .55s ease,transform .55s cubic-bezier(.3,1,.4,1)}

@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
  .js-reveal .reveal{opacity:1;transform:none}
}
